Can I Get a Mortgage with a CCJ from 2018?
Having a County Court Judgement (CCJ) registered against your name is a serious sign to many lenders that you could present a risk as a borrower. However, it doesn’t mean you can’t get a mortgage, and...
View ArticleCan I Get a Mortgage with a CCJ from 2019?
Having a County Court Judgement (CCJ) registered against your name is a serious sign to many lenders that you could present a risk as a borrower. However, it doesn’t mean you can’t get a mortgage, and...
View ArticleHow Much Can I Borrow on a Mortgage as a Company Director?
Running your own company comes with many benefits, however one aspect which could be a little tricky is how mortgage lenders view company director mortgage applications. Lender’s criteria can vary...
View ArticleCan You Use a Directors’ Loan for a Mortgage Deposit?
Applying for a mortgage as a limited company director isn’t always as straightforward as it might be compared to an employee on a typical payroll basis. With many directors being paid with a mixture of...
View ArticleDividends Mortgage Application: Do Dividends Count Towards a Mortgage?
Company directors will often pay themselves with a mix of wages and dividend payments, or just dividends in some cases. Whilst this can offer tax benefits, it can often muddy the water when it comes to...
View ArticleCan I Get a Mortgage Through My Limited Company?
Many business owners will have significant cash reserves built-up in their business, sometimes enough to get a mortgage or purchase a home outright. It’s understandable that company directors will...
View ArticleCan I Remortgage with Credit Card Debt?
In this guide we will explain how credit card debt could affect your chances of remortgaging. It also contains some notes on how you might possibly consolidate credit card debt with a remortgage this...
View ArticleCan I Remortgage with a Debt Management Plan?
Given how personal debt has risen over the last 10 years, it’s no surprise that homeowners are increasingly turning to remortgaging as a way of servicing debt. However, it’s not as simple as just...
View ArticleCan Police Officers Get Mortgages with Bad Credit?
Despite what you might have been told, or think, having bad credit needn’t mean you can’t get on the property ladder. And police officers are no different; you could get a mortgage with bad credit if...
View ArticleDo Police Officers Get Better or Cheaper Mortgages?
If you’re a serving police officer looking for a mortgage, you might have heard about special mortgages for police officers, and the possibility of better mortgage rates. But is this true, and do...
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